Bilt phases out legacy credit cards; users must reapply for Wells Fargo product

I proceeded with my application despite potential impacts on Chase’s 5/24 limits due to several reasons:

- Maintaining my engagement with Bilt: The program offers superior transfer partners and bonuses.

- Accessing tap-to-pay functionality: A feature previously unavailable with my legacy card.

- Earning an additional 10,000 points: With prospects of future transfer bonuses.

Upon submission, I was immediately awarded 10,000 points and received instant approval from Wells Fargo with a $50,000 credit limit.

Bilt remains one of the most dynamic loyalty programs currently available due to its frequent introduction of new features and partnerships. I am pleased that they opted to retain me as a co-brand cardmember.

The legacy cards will remain functional until December 31, after which they will be deactivated by their issuer. One drawback is that autopay for the new Wells Fargo card requires setting up a separate account rather than managing it within the app.

There is no obligation for legacy cardholders to apply for a new Wells Fargo card; the old cards remain operational through year-end, and numerous earning opportunities exist within the Bilt ecosystem outside of co-branded products.

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