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IHG credit cards offer significant bonuses for new applicants

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IHG credit cards offer significant bonuses for new applicants
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Madison Blancaflor Managing editor | The Points Guy

If you're planning a stay at one of IHG's many hotel brands, including Holiday Inn and Crowne Plaza, you might consider their cobranded credit cards. These cards offer substantial welcome bonuses that could help save on travel expenses.

The IHG One Rewards Premier Credit Card offers new cardholders 140,000 bonus points after spending $3,000 in the first three months. According to The Points Guy's October 2024 valuations, this is valued at up to $700. The card carries a $99 annual fee and provides benefits such as automatic IHG Platinum Elite status, a free night annually worth up to 40,000 points, and various other travel-related perks.

For those seeking a no-annual-fee option, the IHG One Rewards Traveler Credit Card presents an opportunity to earn 100,000 bonus points after spending $2,000 in the first three months. This offer is valued at $500 based on TPG's October 2024 valuations. Benefits include Silver Elite status and a fourth-night-free perk when booking with points.

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Business travelers can consider the IHG One Rewards Premier Business Credit Card. It offers similar perks as the consumer version with an identical sign-up bonus of 140,000 points for spending $4,000 in the first three months and has a $99 annual fee.

Each of these cards provides some level of automatic elite status with IHG and features like the fourth-night-free benefit when redeeming points for stays. This particular feature can be valuable for longer stays without a cap on savings.

IHG cardholders also enjoy category bonuses that accelerate point accumulation. For instance, purchases at gas stations are included among several categories offering additional rewards.

It's important to note that these cards are subject to Chase's 5/24 rule and other specific eligibility criteria related to past card ownership or received bonuses.

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