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The Wells Fargo Signify Business Cash Card offers a straightforward option for businesses seeking cash-back rewards without an annual fee. The card provides a flat 2% cash-back rate on all purchases, making it suitable for businesses that prefer simplicity over complex reward structures.
However, the card lacks bonus categories and does not offer enhanced redemption options. This may deter those looking for additional perks or higher earning rates in specific spending areas. A credit score of 670 or higher is recommended for applicants.
The card includes standard benefits such as zero liability protection and account alerts, along with business-oriented features like free employee cards and spending tracking. Notably, it offers travel accident insurance covering up to $250,000 when tickets are purchased with the card. Additionally, the card provides access to Priority Pass lounges but requires payment of individual visit fees.
