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One way to earn extra rewards is through online shopping portals like Rakuten. By starting at Rakuten instead of a specific merchant's website, shoppers can increase their rewards. New members can receive a $10 welcome bonus by joining and making qualifying purchases totaling at least $30 within 90 days. Alternatively, joining with a friend's referral link can result in both parties receiving a $40 bonus.
Rakuten offers the option to earn either cash back or American Express Membership Rewards points. When set to Amex points, users earn 1 point per dollar spent on purchases that typically earn 1% cash back. According to TPG's November 2024 valuations, Amex points are valued at 2 cents each, potentially doubling returns for users who switch to this option.
To start earning Amex points with Rakuten, visit rakuten.com and create an account. Once enrolled, rewards can be earned by beginning shopping on the Rakuten site or app. The easiest method might be installing Rakuten's browser extension, which checks online merchants for eligible cash back opportunities.
