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The Points Guy (TPG) often discusses credit cards, including those best suited for college students and travel rewards. However, not everyone has established credit, which is essential for qualifying for premium cards offering significant points and miles.
For individuals new to building credit without a credit card, several strategies are available:
Becoming an authorized user on a family member's credit card is one option. "If someone in your family already has a credit card, they can often add you as an authorized user for no additional fee." This method doesn't require using the card but relies on the primary account holder making timely payments to improve one's credit score.
