In the world of hotel credit cards, two mid-tier options stand out: the World of Hyatt Credit Card and the Hilton Honors American Express Surpass Card. Both cards offer unique benefits and features that cater to different types of travelers.
The World of Hyatt card comes with a $95 annual fee, while the Hilton Surpass has a $150 annual fee. These fees are offset by various rewards and perks offered by each card.
For those interested in welcome offers, the Hilton Surpass provides 165,000 Hilton Honors bonus points after spending $3,000 in purchases within the first six months. According to The Points Guy's December 2024 valuations, this is valued at $990. In comparison, the World of Hyatt card offers up to 60,000 bonus points under certain conditions; these points are valued at up to $1,020 based on TPG's valuations.