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As Valentine's Day approaches, many are preparing for the first major spending holiday of 2025. Whether planning a romantic trip or indulging in a personal treat, credit card perks can offer significant savings.
The American Express Gold Card offers multiple benefits for dining enthusiasts. "In addition to earning an impressive 4 Membership Rewards points per dollar on dining at restaurants worldwide," cardholders can receive up to $120 annually in dining statement credits when using their card at select merchants like Grubhub and The Cheesecake Factory. Additionally, there's an annual Resy credit available for dining at participating restaurants.
For those considering a hotel stay, cards with annual free night certificates can be advantageous. The World of Hyatt Credit Card provides such a benefit after each cardmember anniversary, usable at category 1-4 hotels or resorts. Alternatively, the Capital One Venture Rewards Credit Card allows users to redeem miles for travel purchases made within the last 90 days.
