Best visa cards for costco shopping reviewed

The Chase Freedom card offers 5% back on rotating quarterly bonus categories up to $1,500 spent each quarter after activation and 1% on other purchases. Wholesale clubs like Costco typically appear once a year in these categories.

The Chase Sapphire Preferred Card might appeal to those making large purchases due to its purchase protection policy covering theft or damage up to $500 per claim within 120 days of purchase. It also earns valuable Ultimate Rewards points but only gives one point per dollar spent at Costco.

For those interested in airline miles rather than cash back or points, the Alaska Airlines Visa Signature credit card may be surprising since it does not offer bonuses specifically for spending at Costco. However, it earns unlimited miles per dollar spent on various eligible purchases.

The Citi Double Cash Card offers a straightforward earning structure of 2% cash back: 1% when you buy and another 1% when you pay off your balance. As a Mastercard, it can only be used for purchases made through Costco.com.

Business owners might consider the Capital One Spark Miles for Business card for their online shopping needs at Costco.com since it earns two miles per dollar spent on all purchases plus five miles per dollar spent through Capital One Travel bookings.

Choosing the right card can maximize rewards earned from shopping at Costco despite limited bonus categories and payment restrictions.