In a recent reflection on a personal credit card journey, the user shared how their initially underutilized Chase Sapphire Preferred Card became a pivotal tool in their financial strategy. Originally, the card was acquired during a limited-time offer in 2024, primarily intended to reap its welcome bonus and enjoy a DoorDash DashPass membership, which requires activation by December 31, 2027.
Despite initial intentions to infrequently use the card, the user found themselves repeatedly choosing the Sapphire Preferred over others. This shift coincided with their changing travel preferences and loyalty to the World of Hyatt program, which, they noted, offers favorable award rates and well-maintained U.S. hotels.
The card’s compatibility with Chase’s 14 transfer partners, including exclusive partnership with Hyatt, prompted increased use. "I quickly realized that World of Hyatt is king when it comes to hotel programs," they said. Consequently, the Sapphire Preferred became crucial for accumulating Ultimate Rewards points to fund stays at Hyatt properties.