Airline credit cards have seen significant changes over the decades, with more options and benefits like transferable points now available to consumers. However, the increasing variety and constant changes in terms and benefits can confuse those trying to evaluate their actual worth, especially cards with high annual fees.
Key factors should be considered before deciding on an airline card. When assessing options, evaluating the welcome offers is crucial. For example, the Southwest Rapid Rewards Performance Business Credit Card offers 80,000 bonus points after a $5,000 expenditure in the first three months.
Annual fees are another consideration. While some cards do not charge these fees, most popular cards range from $100 to $150 annually. On the higher end, fees can exceed $500, but cards offering lounge access and earning elite-qualifying points could justify this cost.