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A Capital One Venture X Rewards Credit Card user has shared her experience with the card’s cellphone protection benefit after two incidents in which her phone was damaged. The cardholder, who describes herself as accident-prone, said she first used the benefit earlier this year when she dropped her phone on the kitchen floor before putting on its protective case. The resulting screen crack required a $350 repair, but she paid only a $50 deductible because of the insurance provided by paying her monthly bill with the Venture X card.
A second incident occurred during an assignment in Curacao, where water damage from a faulty waterproof case rendered her phone unusable. She noted that having cellphone protection through her credit card allowed her to enjoy the rest of her trip without worrying about replacing or repairing the device immediately.
To qualify for cellphone protection with the Venture X card, users must pay their monthly mobile bill using the card. Each month that payment is made with the Venture X, coverage continues for all lines on that bill and can be used up to two times within a 12-month period. Cardholders are eligible for up to $800 per claim after a $50 deductible.
