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Chase introduces highest-ever point offer for Ink Business Preferred® Credit Card

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Chase introduces highest-ever point offer for Ink Business Preferred® Credit Card
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Gary Leff Chief Financial Officer | View from the Wing

Chase has introduced its most significant offer to date for the Ink Business Preferred® Credit Card, allowing new cardholders to earn 120,000 bonus points after spending $8,000 on purchases within the first three months from account opening. This offer surpasses last year's 100,000-point initial bonus, which had been considered one of the best credit card offers.

According to the issuer, these points can be redeemed for $1,200 cash back or $1,500 toward travel when used through Chase TravelSM. The value may increase further when transferred to partners such as Hyatt and United Airlines.

"This is the biggest offer I’ve ever seen for a Chase Ultimate Rewards card," stated a user who previously applied for the card with the 100,000-point offer. The user added that the spending requirement remains unchanged compared to previous offers.

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The Ink Business Preferred® Credit Card features an annual fee of $95 and provides triple points on various categories including travel (up to $150,000 spent annually), shipping purchases, internet services, cable and phone services, and advertising purchases on social media sites and search engines.

"Many readers can get a business card and probably should," emphasized another user. The benefits include separating business from personal expenses and building a credit history for one's business.

Key features of the new Ink Business Preferred® Credit Card include:

- A 120,000-point signup bonus after spending $8,000 in the first three months.

- Three points per dollar spent on travel-related expenses.

- Three points per dollar spent on shipping and advertising on social media and search engines.

- Protection against theft or damage for cell phones when bills are paid with the card.

- The possibility of obtaining more than one card if owning multiple businesses.

- Access to additional points through Chase's Ultimate Rewards mall.

The card’s transfer partners include airlines from Star Alliance (Air Canada Aeroplan, United Airlines MileagePlus), SkyTeam (Air France KLM Flying Blue), and non-alliance airlines like Emirates Skywards and JetBlue TrueBlue. Hotel partners include IHG One Rewards, Marriott Bonvoy, and World of Hyatt.

The "5/24 limits" still apply to this card; meaning individuals who have opened five or more new credit cards within the past 24 months may face restrictions. However, obtaining this particular card does not add to one's 5/24 total.

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