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American Express enhances Business Gold Card with new offer and design options

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American Express enhances Business Gold Card with new offer and design options
Research
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Gary Leff Chief Financial Officer | View from the Wing

The American Express® Business Gold Card, previously offering a 70,000 Membership Rewards points initial bonus, now includes an enhanced offer of 100,000 Membership Rewards® points. This bonus is available after spending $15,000 on eligible purchases within the first three months of card membership. Additionally, a Limited Edition White Gold card option has been introduced alongside the existing Gold and Rose Gold designs.

Cardholders can earn 4x points on the top two eligible categories with the highest spend each month from six specified categories. These categories are subject to change monthly based on spending patterns and include:

- Advertising purchases from U.S. media providers (online, TV, radio)

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- Purchases from U.S. electronic goods retailers and software & cloud system providers

- Restaurant purchases in the U.S., including takeout and delivery

- Gas station purchases in the U.S.

- Transit expenses such as trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways

- Monthly wireless telephone service charges from U.S. providers

These earnings are capped at $150,000 in combined purchases per calendar year; beyond this threshold, earnings revert to 1x points.

Additionally, cardholders earn 3X Membership Rewards points on flights and prepaid hotels booked through amextravel.com. The card carries an annual fee of $375 but offers several statement credit opportunities that can offset this cost.

Cardholders receive up to $20 in statement credits monthly for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores—totaling potential annual savings of up to $240 upon enrollment. Furthermore, they can obtain up to a $12.95 plus applicable taxes monthly statement credit for one Walmart+ membership fee when paid with the Business Gold Card.

These benefits aim to provide significant value beyond the annual fee through targeted rewards categories tailored to match spending habits.

For detailed rates and fees of the American Express® Business Gold Card, click here.

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