The IHG One Rewards Premier Credit Card offers a range of benefits, such as automatic Platinum Elite status, every fourth night free when redeeming IHG points for stays of four nights or more, and up to $50 United TravelBank Cash each calendar year. However, one benefit stands out for effectively covering the card's annual fee: the account anniversary night certificate.
IHG Anniversary Night Certificate
Every year on the anniversary of opening your IHG One Rewards Premier Credit Card, you receive a certificate for a one-night stay at a property with a point redemption value of 40,000 points or less. TPG's March 2025 valuations estimate the value of 40,000 IHG points at $200—more than double the card's $95 annual fee. Thus, redeeming your anniversary night certificate each year can cover the card's annual fee.