Quantcast

Is the Hilton Surpass Amex card worth its annual fee

Airport Workers Save the Day After Woman Loses Diamond from Her Engagement Ring in Baggage Carousel
I never talk to strangers on the plane. After my dad died, a passenger helped me talk about my grief.
American Airlines reveals new summer route: Miami → Rome
Budget UK airline launches huge sale with £29 flights to 475 holiday hotspots – but you’ll have to be quick
Delta Passengers Can Book a ‘Last Mile’ Private Jet Charter to Europe This Summer
Honeywell Runway Safety Technology Selected by Southwest Airlines for Fleetwide Installation
Southwest Airlines Adds Cockpit Alerts to Boost Runway Safety
This Airline Is Going to Start Handing Out $675 Fines to 'Unruly' Passengers: 'It Is Unacceptable'
Summer of savings? New analysis shows airfare has dropped significantly - The Points Guy
Travelers are taking extreme measures and using hacks to avoid airline baggage fees
Pigeons Cause Chaos on Delta Flight
United Airlines’ Uniforms Get A Facelift—And A Political Filter
United Continues to Face Catering Chaos at San Francisco
Passenger Stows Away on Delta Flight from New York to Paris
Wizz Air becomes first airline to operate P&W-powered Airbus A321XLR jet
Hawaiian Airlines’ new ‘no show’ policy may make travel more expensive
BLIMP-SE OF THE FUTURE Luxury zeppelins of the future from ‘flying bum’ world’s largest aircraft to Google billionaire’s ‘impossible’ airship
Swiss Startup SmartFlyer Develops Hybrid-Electric Trainer
San Francisco-based entrepreneur takes a trip on India's worst-rated airline, his reaction will surprise you
First-Time Flyer at 81: A Grandmother's Memorable Journey
Ryanair forecasts fare rebound as consumers recover from interest-rate hit
Alaska Airlines' “Aviation Day” inspires future aviators
Global Airlines Launches Inaugural Flight, Aiming to Revive 'Golden Age of Travel'
Winning routes: American Airlines adds more than 22,000 seats for football fans following release of 2025–2026 pro schedule
Boeing scores Middle East plane deal during Trump visit
Air travel will be ‘worse’ this summer, lawmakers warn — as FAA gives infuriating update on system fixes, staffing issues
Qatar Airways places record $96 billion Boeing order amid Trump visit
United Airlines CEO Reassures Passengers About Newark Airport Safety
American Testing Tech to Help Passengers Make Connecting Flights
British Airways to use AI in efforts to improve operations
Is the Hilton Surpass Amex card worth its annual fee
Research
Webp fi14hbrhjkcxwsv3zau8awhu9p6q
Ellie Nan Storck Managing editor | The Points Guy

In our opinion, the Hilton Honors American Express Surpass Card is well worth its $150 annual fee (see rates and fees) if you're a Hilton loyalist, as it offers valuable earnings rates and automatic Hilton Gold elite status (terms apply).

Hilton Gold status includes complimentary breakfast, room upgrades and boosted earnings when staying at Hilton brands, making it one of the most valuable automatic status perks on any card.

Keep reading to discover why this card is worth the annual price tag.

Get the Newsletter
Sign-up to receive weekly round up of news from Sky Industry News
By submitting, you agree to our Privacy Policy and Terms of Service. By providing your phone number you are opting in and consenting to receive recurring SMS/MMS messages, including automated texts, to that number from our short code. Msg & data rates may apply. Reply HELP for help, STOP to end. SMS opt-in will not be sold, rented, or shared.

Hilton Surpass welcome offer New Hilton Surpass cardmembers can earn 130,000 bonus points plus a free night reward after spending $3,000 in purchases on the Hilton Honors American Express Surpass Card in the first six months of card membership.

The card's current offer meets our criteria for a great time to apply, as those points are worth $780 plus the value of a free night reward according to our March 2025 valuations.

THE POINTS GUYAmerican Express lists the following terms for the welcome offer:

You may not be eligible to receive a welcome offer if you have or have had this Card, the Hilton Honors Amex Ascend Card or previous versions of these Cards. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application. Before you submit your application, Amex will let you know whether you're eligible for the bonus.

Related: A complete guide to Amex's one-bonus-per-lifetime restrictions

Earn bonus points with Hilton The Hilton Surpass card earns 12 points per dollar spent at Hilton hotels and resorts, 6 points per dollar spent on dining at U.S. restaurants (including takeout and delivery), U.S. supermarkets and U.S. gas stations, 4 points per dollar spent on U.S. online retail purchases and 3 points per dollar spent on all other eligible purchases.

BILL FINK/THE POINTS GUYThe non-Hilton spending returns aren't amazing, but you'll still earn considerable value with just your Hilton spending — another reason to consider this card if you're a Hilton loyalist.

It's worth mentioning here that the Hilton Gold status that comes complimentary with the Hilton Surpass grants additional bonus points for every dollar spent with Hilton. By using your Hilton Surpass on eligible Hilton purchases, you'll net 30 points per dollar.

Redemption options The simplest way to maximize your HILTONEligible purchases

"You may not be eligible to receive a Welcome Offer if you have or have had this Card," American Express notes regarding their welcome offer terms. "You also may not be eligible...based on various factors such as your history with credit card balance transfers."

Earning Potential


Earning Potential

Organizations Included in this History
More News

The Lockheed Martin F-22 Raptor, known as the world's first fifth-generation fighter jet, has never been sold to other countries.

Jul 15, 2025

The F-15 Eagle, a fighter jet in service for nearly 50 years, remains a significant asset to the United States and several allied nations.

Jul 15, 2025

Which country operates the most superior reconnaissance aircraft in the world?

Jul 15, 2025

A United States senator has raised concerns about the proposed partnership between United Airlines and JetBlue, known as "Blue Sky."

Jul 15, 2025

The McDonnell Douglas F-4 Phantom II, an iconic military aircraft, remains operational in limited numbers despite being over 60 years old.

Jul 15, 2025

Boeing's Dreamlifter aircraft has been making regular flights to Taranto-Grottaglie Airport in southern Italy, sparking curiosity among aviation enthusiasts and industry analysts.

Jul 15, 2025