Citi expands ThankYou point transfers from no-annual-fee cards to American Airlines

Citi has expanded its ThankYou Rewards program, allowing holders of select no-annual-fee credit cards to transfer points to American Airlines AAdvantage. This change follows Citi’s recent move to add American Airlines as a transfer partner, making it the last major domestic airline loyalty program to join a major credit card issuer’s network.

Previously, only Citi cards with an annual fee—such as the Citi Strata Premier Card and Citi Strata Elite℠ Card—offered the ability to transfer points to AAdvantage. Now, customers with the Citi Custom Cash, Citi Double Cash Card, and Citi Strata℠ Card can also transfer their ThankYou points to AAdvantage at a 1:0.7 ratio. For every 1,000 ThankYou points transferred from these no-annual-fee cards, cardholders will receive 700 AAdvantage miles.

The option to transfer at a 1:1 ratio remains available for those with annual-fee cards like the Citi Prestige (no longer open to new applicants), Citi Strata Elite, and Citi Strata Premier.