OnePay launches new cash-back card with up to 5% rewards at Walmart

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Global Industry News

OnePay launches new cash-back card with up to 5% rewards at Walmart

Research

Sagar Bhagaddia, Deputy CEO | OnePay

By Sky Industry News

Sep 15, 2025

OnePay has introduced the OnePay CashRewards Card, a new credit card aimed at customers looking to maximize their savings on Walmart purchases. The card offers cash-back benefits, particularly for Walmart shoppers and Walmart+ members.

According to OnePay, the card provides unlimited cash back on Walmart purchases: 5% for Walmart+ members and 3% for nonmembers. Purchases made elsewhere earn 1.5% cash back wherever Mastercard is accepted. There is no annual fee associated with the card.

New applicants can receive a welcome bonus of $35 after spending $75 or more within the first 30 days of opening an account. For example, a Walmart+ member who spends $100 at Walmart during this period could earn $40 in total rewards—$35 from the welcome bonus and $5 from the 5% cash-back rate.

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Cash-back rewards are redeemable either as statement credits or as transfers into a OnePay Cash account.

OnePay also notes that applicants can check if they prequalify for the card without affecting their credit score before submitting a full application.

A company spokesperson stated, "The OnePay CashRewards Card is designed to stretch Americans' budgets further, especially if you're a Walmart shopper and/or a Walmart+ member. It has simple earning rates, a modest but easy-to-earn welcome bonus and no annual fee."

For those interested in maximizing savings at Walmart, particularly regular shoppers or current Walmart+ members, this new offering may provide added value through straightforward rewards and flexible redemption options.